Investing

9 Biggest IPOs of All Time

Giant tech IPOs are having a blast this year. Zoom, Pinterest, Lyft, Uber and Slack have already gone public and others like Palantir and AirBnB are expected to take the same step. Renaissance Capital believes that this may be a record-breaking year as far as IPOs are concerned. It may even outdo dot-com boom years. The amount raised in issuance is now at $100 billion, surpassing 1999 and 2000. The list below comprises of the biggest IPOs of all time in the U.S and their performances after going public. Alibaba, $25 Billion This Chinese tech big fish walked into the U.S IPO arena in 2014. The Hong Kong stock exchange had not allowed dual class offerings at the time and so Alibaba opted for the U.S stock exchange. Shares have gone up 190% since its Initial Public Offering valued at ...

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Entrepreneur

How to Start an Amazon FBA Business And Succeed

If you want to become an online seller, then you must have heard about Amazon FBA (Fulfilled by Amazon). In this business model, the seller (you) selects the product they would like to sell, you then find a supplier and order, package and ship the products. The goods are housed in an Amazon Fulfilment Center and the rest is up to them. This model is a little complex and has pros and cons. However, it is an attractive venture once you understand it. If you have done your research and decided that you want to try Amazon FBA out, you obviously want to get things up and running. So where do you start? Step One: Select Your First Product This is the hardest step in this entire process. It can also be time-consuming. The product you choose will either break or make your bu...

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Business Credit

The Best Small Business Loans for 2019

Given the current improved economic conditions and a spike in competition, lenders are slashing interests for small business loans. Still, this does not make it easy to get a small business loan, especially from conventional banks. If your attempts to borrow from a traditional bank have been futile so far, there are other convenient options. Top Picks for Small Business Loans Best Peer-to-Peer Small Business Loans In P2P lending, the borrower is directly connected with investors. Each one of them funds a portion of a diversified loan portfolio. This option may not be the best for anyone seeking a low-interest loan. LendingClub: this is the largest P2P lender in America. Some of the requirements that you must meet include at least 12 months in business, no tax liens or ban...

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Entrepreneur

How to Earn $3000+ Per Month in Passive Income Through Amazon KDP

Not long ago, it was impossible to have your book published without having an agent present it to a traditional publisher—and even then, publishing was not guaranteed. Things are way better today. You can publish and get your book to readers all around the world without investing much financially; thanks to self-publishing on Amazon KDP. Here are 20 steps to guide you. Sign up: go to the Amazon Kindle Direct Publishing site and create an account. If you have one already, sign in and go to your Dashboard. Come up with a new title: click on “Paperback” or “Kindle eBook” under “Create New Title”. This article will focus on the eBook process. Enter the title and subtitle of your book: this is optional. Make the title catchy and rich in keywords. Enter edition number or ser...

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Entrepreneur

100 Passive Income Ideas For 2019

People always think that there are only a handful streams of passive income. The truth is that they are so many. Here are 100 great ones. Royalties from your eBooksRoyalties from your audiobooksRoyalties from paperback books that are on demandRoyalties from your written articlesRoyalties from songwritingRoyalties from your audio samplesYouTube AdSenseAdSense from a niche websiteAdSense form your blogsAdSense from your freemium appsEarning affiliate market commissions from your YouTube channelEmail affiliate marketing commissionsBlogs affiliate marketing commissionsAffiliate marketing commissions from your eBooksAffiliate marketing commissions from up-sellsPaid ads affiliate market commissionsSales from your video coursesSales from video content based on a monthly subscriptionSales from...

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Personal Wealth

The Best Money Market Accounts for 2019

Good money market accounts (MMAs) an be an awesome low-risk investment. With MMAs, you get more favorable interest rates that you would not get with a personal savings account. At the same time, they are more liquid than CDs (certificates of deposit). The Best MMAs in 2019 BBVA Compass ClearChoice Money Market Account This account combines customer-pleasing perks and high interest rates. It has one of the best money market rates you can find (2.40% APY, which applies to all balances). You only need $25+ to open your BBVA account so it is favorable newbies. You will have to pay a $15 service fee per month. Nonetheless, the fee is waived for a minimum account of $10,000. You can also transfer $25+ to get this waiver. Upsides 24/7 online accessCheck writingUnlimited ATM withdr...

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Personal Wealth

Best Individual Retirement Accounts of 2019

A great IRA account is one that has low fees and good investment options. What one individual may consider the best IRA account may not be that appealing to another individual due to personal preferences and other factors. These are the best IRA accounts for 2019: Best one in general: E*TRADEBest for veteran traders: TD AmeritradeBest for newbies: ScottradeBest for long-view investors: BettermentBest for long-view investors: WealthfrontCheapest option: Ally Invest Why Are These IRA Companies the Best? The companies mentioned above offer you more than just a means to have an IRA account. They all attract low trading fees. Some of the companies have physical locations and you can have a one-on-one conversation with a professional. Wealthfront and Betterment do not have phys...

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Entrepreneur

Income Streams of Millionaires

Statistically, millionaires tend to have at least seven streams of income. Making Money Generally, income is divided into two categories: passive and active. You earn active income when you work, that is, per the hour, per month, etc. If you do not work, you do not get paid. Passive income is earned repeatedly for a single action or investment. It is not related to you working actively. You still need to work for passive income, but the payment is not tied directly to the number of hours you work. How to Accumulate Wealth Accumulating wealth is not that difficult. Here is what you must do: Sell your time and earn money.Make sure your expenses are less than your income.Invest what you save so it grows. The only problem here is the Maslow’s Hierarchy of Needs. ...

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Innovation

How to Reinvent Yourself and Redefine Your Future

Everyone faces hardships, struggles, and makes mistakes that may hinder their moving forward in life, it is important to learn how to emerge stronger and better from hardships. This is easy to say but sometimes, you may come across limitations that make it almost impossible to progress in life or achieve your goals. This is usually very frustrating, more so when you cannot see a way out. The good news is that there is a way to break free from your setbacks and limitations and go back to chasing your dreams. You can make life problems work in your favor. Here, you will learn about four ways through which you can re-invent yourself and realize the best version of you. Refresh Your Perspective Evaluate your attitude before you get to reinventing yourself. If you are already ...

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Entrepreneur

12 Simple Ways to Start Building Residual Income in Minutes

What is better than making money even when you are asleep? Streams of residual income will help you do this. Residual income is not a short-term endeavor. However, it is an effective way to boost your net worth significantly.   What Is Residual Income? Residual income can be defined in two ways. First, it is the amount of money left after you have paid off your monthly debts. It is otherwise known as expendable income. The other definition, and the one that this article focuses on, defines residual income as the money you earn over and over as a result of one original action. That is, a single initial investment of money or time leads to continuous payments. Why Should You Have Residual Income? You cannot build long-term wealth without residual income. If all yo...

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