Tagged: fico scores

FICO Score Vs VantageScore: What’s the Difference? 0

FICO Score Vs VantageScore: What’s the Difference? 

Everyone should know their credit score. However, a credit score is calculated using several ways and it is never just one number.  Your credit score is a simple way of portraying your credit history—it...

How Credit Cards Impact Your Credit Score 0

How Credit Cards Impact Your Credit Score

Credit cards are a double-edged sword when it comes to attaining a high credit score. The way you use your cards will determine whether your score increases dramatically or drops drastically. Credit cards carry...

How to get a Free Credit Report 0

How to get a Free Credit Report

Have you reviewed your credit report lately? You probably have not checked it for some time now. According to a 2014 Financial Literacy Survey by National Foundation for Credit Counseling, 65% of American citizens...

How to Raise Your Credit Scores 0

How to Raise Your Credit Scores

The behavior of a consumer is prone to change. When a company makes an inquiry, what they get is a “snapshot” of your situation. When you open a charge account, miss a payment, or...

What Is A Good Credit Score? 0

What Is A Good Credit Score?

Your credit influences every area of your life. A good credit score means lower rates for car loans, credit cards, mortgages, and a few types of insurance. Employers also use credit scores to make...

How to Build Credit 0

How to Build Credit

It is a little tricky to build credit. Without credit history, you can barely get an apartment, credit card, or loan. Where can you get a history of responsible repayment when you cannot even...

What is a Credit Report ? 0

What is a Credit Report ?

A credit report is a detailed summary of someone’s credit history and is created by credit bureaus. A credit bureau gathers information and prepares credit reports from the information. Lenders analyze and use these...