Everyone should know their credit score. However, a credit score is calculated using several ways and it is never just one number. Your credit score is a simple way of portraying your credit history—it...
Credit cards are a double-edged sword when it comes to attaining a high credit score. The way you use your cards will determine whether your score increases dramatically or drops drastically. Credit cards carry...
Have you reviewed your credit report lately? You probably have not checked it for some time now. According to a 2014 Financial Literacy Survey by National Foundation for Credit Counseling, 65% of American citizens...
The behavior of a consumer is prone to change. When a company makes an inquiry, what they get is a “snapshot” of your situation. When you open a charge account, miss a payment, or...
Your credit influences every area of your life. A good credit score means lower rates for car loans, credit cards, mortgages, and a few types of insurance. Employers also use credit scores to make...
It is a little tricky to build credit. Without credit history, you can barely get an apartment, credit card, or loan. Where can you get a history of responsible repayment when you cannot even...
A credit report is a detailed summary of someone’s credit history and is created by credit bureaus. A credit bureau gathers information and prepares credit reports from the information. Lenders analyze and use these...
